A high school degree can only get you so far but coupled with a college degree or a skill set can give you further career alternatives. There is a demand for career and technical education in high school. Here are some great reason why every high school should incorporate home building as an elective.

First reason why is because it’s challenging. Taking those mathematical equations a student learns on paper and applying them in a real life situation is all together different than just applying them on a high school test. Students not only have to figure the problem out on paper but they have to make it work when building a house. According to Scott Burke, who runs a home building program at Eureka High School in Eureka, Missouri, he has seen honor students who are stumped when applying geometry principles to building homes.

Second reason, it prevents slacking. Students have to work at solving the problems to be able to build. It is much more than just doing a little homework and then taking a written test.

Third reason why is it’s useful. Students get to see a real life scenario of how a subject like geometry can be applied. Students aren’t just sitting in a class room learning the subject but they are also incorporating it into the building of a structure.

Another great reason is because it’s memorable. Students are hands-on in a project. It is easier to remember an equation when they have to apply it to building a home. Math becomes relevant to a student when they physically see the outcome of a nice new home.

The last reason why is because it promotes higher achievement. In the case of Eureka High School, the evidence has been seen that the students who are in the program have an advantage over their peers.

Students need to be thinking more outside of the box and be inspired. Text books are not as inspiring as hands on experience.

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St. Tammany Parish is no surprise a great place to live. The parish houses many great restaurants, shops, communities, top schools and places for residents or visitors to enjoy.  U.S. News & World Report’s listed St. Tammany Parish Hospital as one of the top in the nation in 2014.

St. Tammany Parish Hospital opened its doors in 1954 with only 15 hospital beds and today the hospital holds 232 beds. On November 27, 2018, the public hospital hosted a ground ST tammany parish hospital expansionbreaking on a $53.4 million expansion. The expansion will add close to 159,000 square feet and will include a four-story build-out. The number of beds will go from 232 to 247 with all private rooms.  Once the project is completed, the semi-private rooms throughout the hospital will be converted to private rooms.

According to Joan Coffman, St. Tammany Parish Hospital President and CEO, the first floor will be where the administrative offices and conference areas are located, the second and third floor will house critical care and medical/surgical beds and the fourth floor will be as she described “shell space” for future growth.

The expansion is going to be designed so that a fifth floor could be supported according to the architect, fl+WB Architects of Covington and the contractor, Milton Womack Inc. of Baton Rouge.  There is a three-year plan, Expansion 2020 Project, that includes the recently added new parking lot, and renovation of existing patient rooms. The expense will be covered by bonds issued by the hospital.

Coffman reports that 85% of the beds at the hospital are always in use. She states, “This is because of the (population) growth of the parish, especially western St. Tammany.’’ Admissions to the hospital rose 9% from 15,656 in 2016 to 17,038 in 2017, surgeries rose 14.5% to 11,000 in 2017 and emergency room visits hit a high of more than 47,000 in 2017 making a 12% increase. The parish has also started to attract more retirees which will put a huge demand on health care in the area.

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The housing market is booming and new home construction is benefiting.  NAHB reports that private residential construction spending has increased.  This increase is across the bonewhomesareontherise2ard from single family to multi-family homes.

Mulit-family accounts for $64.2 billion which attributes to the majority of the increase. Single family was shown to also hold a steady growth with a 0.9 percent increase in the third quarter of 2018.

The Census Construction Spending data details this strong growth which is from 2010 to April 2017. The rise in construction spending comes from the high spending on multi-family. The annual nonresidential spending increase  was based on class of power newhomesontherisearticlewhich totaled $8 billion, office comes next at $7.6 billion and last is lodging totaling $4.2 billion.

There was a 1.2% gain over the past four quarters for housing starts. For the third quarter of 2018, there were 54,000 total custom starts and over the last four quarters custom housing starts totaled 175,000. The data also concludes that spending on private nonresidential construction increased 8.9 percent which is an annual rate of $463.9 billion.

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A homes outdoor space can be just as important as the indoor living space. In fact, there are scientific backed reasons that a homeowner’s outdoor space makes them happy. Several of these include, it is a space for bonding, plants can reduce stress and give off oxygen to help you breathe deeply, it can make you feel younger and it can prevent depression.

Builder’s see the importance in this concept when building most homes. According to the NAHB (National Association of Home Builders) out of the new homeswithpatioshomes started in 2017, 58.6 percent included patios. This is a huge jump from 2011 where under 50 percent of new homes had patios. The SOC (Survey of Construction) also points out that patios were more common than decks by 23.8 percent in 2017.

Patios differ in size and materials throughout the United States. The average size of a patio on a new home built in 2017 was 260 square feet according to the Annual Builder Practices Survey (BPS) conducted this year. Although patios are not as common in New England and Middle Atlantic, surprisingly when it comes to new homes with patios, they are the largest nationally topping off at over 370 square feet on average. The building materials used in the two regions usual consists of poured concrete with concrete pavers, natural stone or brick pavers. In the West South-Central poured concrete is not used as much as just concrete pavers.

Over the nine Census divisions there are vast differences on the amount of new homes that were built with patios in 2017. On the high end were the West South-Central at 80 percent, the Mountain at 71 percent, the Pacific at 62 percent and the South Atlantic at 62 percent. The division under 50 percent include West North-Central, East North-Central, New England, Middle Atlanta and East South-Central.

The Northshore is definitely a perfect area for a patio and will make a great space for homeowners to relax and spend weekends and evenings in the great outdoors.

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The holidays are fast approaching and many call it the season of giving. It is a time of not only giving to friends and family but also giving to those in need. One St. Tammany mom has organized a way not only to give during the holidays but all year round. Wendy Keller and her close friend Tina Billiot started an wendykellerorganization this year called Our Friends Closet which helps students in need.

Although St. Tammany is an affluent area, there are 316 students within the St. Tammany Parish public school district that are currently homeless and a projected 1,000 or more will be homeless by the end of the school year. There are not only homeless students in need, but also students who might not be able to afford essentials.

The catalyst to Keller’s idea was her 14-year old daughter who is a student in the St. Tammany Parish public schools. One day Keller’s daughter asked her for extra hygiene products to take to school for her friends that were homeless. After calling the school office at St. Tammany Junior High, she confirmed that this was a true need.

“It ate at me,” she said. “Then, in church one Saturday the homily was ‘If not me, then who? And if not now, then when?”’wendykeller2

That is when both Wendy Keller and Tina Billiot started to collect basic hygiene supplies and made their first delivery to two schools, St. Tammany Junior High and Salmen High School.  From then on word begin to spread through social media.

Currently the Billiot’s home has a room that is filled with supplies such as socks, deodorant, shampoo, toothbrushes and even quarters for the laundromats. Crews fill the supplies up into bags and they are delivered to the schools. There is no contact with the students, all the work is done through the counselors at each school.

Our Friends Closet is now registered as a nonprofit and now delivers to schools in St. Tammany, St. Bernard, Tangipahoa and Washington parishes and Ocean Springs, Mississippi.

 

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Home buyers have faced a challenging environment for being able to qualify for home loans since the real estate market crashed over 10 years ago. Since then, the main program offering affordable home loans has been from the Federal Housing Authority which offers FHA loans. Now, government sponsored Fannie Mae and Freddie Mac are offering additional loan programs to home buyers with less than stellar portfolios to make it possible for them to buy a home.

One of the programs offered by Fannie Mae is the HomeReady program which allows a credit score as low as 620 or a debt-to-income (DTI) of as much as 50% with only a 3% down payment. While other factors are taken into account of a potential home buyer’s credit profile, these two factors separately don’t automatically decline the home buyer from being able to buy a home. For people who are within the income limits of this loan program, it is a viable alternative to the FHA loan which can incur high mortgage insurance premiums which can last for 5 to 15 years on payments of the loan. This program also counts rental income as a true source of income and allows co-borrowers to be people not actually residing in the home – think a parent or grandparent co-signing on the loan.

Another program that is available is being offered by Freddie Mac. It is called the HomePossible program. It also allows a 3% down payment, and is specifically designed for home buyers with a lower income level. Repeat buyers qualify for this loan program as well. Freddie Mac is also offering a new loan program called HomeOne. HomeOne’s advantages are that there are no income limits, and there are also no geographic restrictions. A credit score of at least 640 is required for this loan, but that it still well below the “perfect” credit score require by a regular conventional loan.

Where before, home buyers had to account for every penny in their bank account before being able to get approval for their loan, Fannie Mae and Freddie Mac are now allowing home buyers to crowd source fund a down payment for their loan. With home prices going up, a 3% down payment is turning into a higher and higher amount, so being able to raise money to buy a home, just like you would raise money for other things in your life, is a huge advantage. An program called Loftium actually has a unique “forward-thinking” program for home buyers. They allow a home buyer to rent out a room of their home, calculate the potential income for the rental and then “front” a percentage of that income as part of the down payment on the loan. This is a truly innovative way of “getting a home buyer into a home.”

Fannie Mae is also in the trial stages of a lease-to-own program for home buyers where a buyer begins as a renter and then has a deadline to buy the home for an agreed-upon price in a designated number of years. This program is not an official loan program yet, as it is just in the beginning stages.

So, however you are trying to buy your new home, there are programs out there to assist you if you don’t have the upfront money or need a little “mercy” because of bad credit or a high debt-to-income percentage. Ask your lender about these programs to see if you qualify.

For more information about buying a home for sale in St. Tammany Parish, Contact Us Today at 985-626-7619 or Email Info@RonLeeHomes.com.

 

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One of the most important career paths many can take is a job that helps mold and raise the next generation.  St. Tammany Parish public school district sees the importance of its employees and is proposing an increase by $2.8 sttammanypairshschoolteachermillion in salaries for the 2018-2019 school year.

The $235 million that will total the salaries in the district is part of a proposed $416.6 million budget that St. Tammany Parish School Board has agreed to and developed alongside the St. Tammany Federation of Teachers and School Employees.

The district will also use the allotted monies for special revenue funds, capital project funds and debt service funds.  Typically, the School Board accepts a spending plan in September, but this proposed budget is set for the school district’s fiscal year that began July 1, 2018 and will end July 31, 2019.

The money projected for the budget will be granted by the state through the Minimum Foundation Program, State funding, and local funding.  There will be a projected $890,000 increase in the Minimum Foundation Program, with $212.3 million from state funding and local funding will represent $203.8 million of the budget.

This is a reasonable proposal for the St. Tammany Parish Schools.  The district runs 55 schools with more than 5,600 employees and 39,000 students.  According to Superintendent Trey Folse and Director of Business Affairs Terri Prevost, the budget will not affect local sales or property tax revenues.

To learn more information or for any questions you might have about the proposed budget, the School Board has scheduled a public hearing Thursday August 23, 2018 at 6pm. The hearing will be held at the School Board’s office located at 321 N. Theard St., Covington.

 

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Sometimes wording can easily get lost in translation. Thursday, August 9, 2018 questionable wording was the reason for a proposed ordinance to be placed on hold.  Councilman Mike Pulaski stated, “I have no idea what we’re voting on.” According to Mayor Donald Villere, the current way it is written will create unintended problems for residential zoning districts. The Mandeville City Council struggled with what to do with the proposed ordinance that prohibits bed and breakfasts (B&Bs) in a single-family residential neighborhood.

Several community members voiced their concern saying it brought about unnecessary restrictions on use of private property. Even though there were concerns, most of the community are in favor of the prohibition. Acoldmandevillecording to Council Chairman Clay Madden, who sponsors the ordinance, the majority of residents who reside in residential neighborhoods do not want B&Bs in their subdivision. Currently Mandeville’s Comprehensive Land Use Regulation Ordinance allows B&Bs in residential zoned districts. Under the proposed ordinance, B&B’s are prohibited in single-family residential zoning districts, with the exception of Old Mandeville’s Historic Preservation District. The B&B’s that currently reside in residential areas will be grandfathered in.

Councilman John Keller voiced his concerns on “another restriction on people’s property,” and has never heard of any complaints regarding B&Bs until recently.  City officials commented that the issue arose when a recent B&B was permitted by the city’s Planning and Zoning Commission in the New Golden Shores subdivision.

Keller’s comments led to a discussion on individual neighborhood associations allowing B&Bs through convents.  Madden however, says that is not feasible because many of the city’s neighborhoods have allowed their convents to expire or the associations are now inactive.

Once the ordinance is redrafted, the city council will revisit any action on the ordinance.

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Anecdotal evidence shows that home buyers will pay up to 10% more for a home that they buy that is in a good school district.  In fact, many people buy homes in good school districts even in the family planning stages before they ever have kids.  Therefore, if you have children or are planning to have children, and you are interested in your children being able to get into a good school, you will need to make sure you have the time and budget to plan your home or new home search.

The first thing you need to do is to decide whether you want your kids to go to public or private schools.  Private schools don’t have districts, so buying a home in order to be close to a private school or knowing that your child will be attending private school will make your home buying decision more flexible.  If you are planning on sending yourMandeville High School kids to public school, then you need to get serious about figuring out which is the best school district for you, your kids, and your family. It’s not just about test scores and ratings when it comes to schools. There are other factors to consider such as extracurricular activities, sports, clubs, friends and lifestyle expectations.

Once you have narrowed down the school district in which you would like to live, be sure that you have allocated enough time before the next school year to find a new home to buy.  Expect there to be competition for homes going on the market in a good school district.  Because, not only are the homes going to probably sell quickly, there are other benefits to buying in a good school district such as home values which make the homes more desirable and a better real estate investment.

When choosing the right home to buy, make sure that all of your finances are in order.  Get pre-qualified with a realistic lender, so that you look better to the seller once you make an offer.  Being able to close quickly on a home can make a seller more interested in working with you.

Be ready for the price tag of living in a better school district when it comes to property taxes.  Property taxes help pay for your kids’ public school education, but when your home is located in a better district, you “get what you pay for.”  Other than that, buying a home in a really good school district is a way to invest in not only your childrens’ futures but also in your financial future with great equity in the resale value of your home.

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Sometimes you like the idea of having a yard with no boundaries, where you can see everything from your front or back porch with nothing obstructing your view.  Or, if you have pets who also like freedom or maybe neighbors you’d rather not have seeing you, you might want to install a fence in your front yard or backyard.  Believe it or not, getting a fence installed can take quite a bit of work on your part when it comes to selection of material, parameter of the fence, and finding the right fence contractor.

Here are some tips that will help you get started on the process. The look of your fence and its requirements are totally up to you!

Fence Purpose
What is the purpose of your fence? Do you want more privace and need a wood-slatted or vinyl privacy fence? Do you have pets that are just as smart as you are and need a secure fence to keep them from “visiting” everyone else in the neighborhood?  Do you need boundaries for your neighbors where they can see you and you can see them, but1-Lot 48 Terra Bella Exterior they can’t just walk on over?  Whatever type of fence you need, you need to begin there when making the next decision steps of your process.

Materials & Aesthetics
The next thing you will need to decide is how you want your fence to look.  There are several decorative fence styles that are popular in St. Tammany Parish. There is the “farm fence” which is a 1/2 to 2/3 tall fence with horizontal poles or boards, typically painted white.  There is the popluar picket fence which is seen around many homes in Madisonville and Mandeville.  There is the horse fence with is like the “farm fence” but is actually used as a fence to keep horses or cattle in.  This fence typically is taller with more horizontal rails.  It is also popular in north Covington and Folsom.  There is the 6′ or 8′ privacy fence which completely covers the area to make it…private.  You can also upscale your fence with a mixutre of materials including stone columns and wood slats or brick columns and wrought iron pickets.  Whatever type of fence you choose, be sure to be budget conscious and buy what you can afford.

Fencing Cost & Care
Which brings us to the next point – cost. Not only do you need to consider the cost of the materials but also the cost of installation. In Louisiana especially, you need to consider the elements when installing your fence because the weather here can wreak havoc on your materials.  Vinyl, aluminum, brick, & wrought iron will definitely last longer than wood (even treated wood) any day.  Going with a cheaper product, such as landscape timbers, may save you money in the short term, but you will definitely be replacing that fence in the near future.

Map Your Fence
If you are located in a neighborhood, you will want to be very clear where your property lines are located so as not to intrude on your neighbor’s property. That is a definite way to keep the peace between you and your neighbor.  You will also want to walk the proposed fence line with your installer to be sure that he or she is very clear as to where the fence needs to be installed.

Homeowners Association
Some homeowners associations have very strict rules as to where a fence can be constructed and even what materials may be used.  Be sure to check with them before beginning your project to make sure your fence proposal falls into their guidelines.  In some areas, you may have to get a letter from your HOA to get a permit from the city or parish before you begin.

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